Documents Required For Business Loan

Identity Proof-Personal (Any One) :

• Passport(Should be Valid).
• Valid PAN Card .
• Valid Driving License(Should not be expired).
• Photograph of all the applicants.
• Aadhar / Unique ID card.
• Defense or any other Government Id card (With Full Name & DOB).

Residence Proof (Any One) :

• Passport(Should be Valid).
• Aadhar / Unique ID card.
• Bank statement or Pass book < 3 Months Old.
• Any Telephone Bill < 3 Months Old.
• Any Electricity bill < 3 Months Old.
• Any Mobile Bill < 3 Months Old.
• Any Water Bill < 3 Months Old.
• Any Piped gas line bill < 3 Months Old.
• Defence or Govt Id card (Containing current address)
• Residential Certificate issued by Municipal-Corporation. (< 3 Months Old).
• FRRO certificate / Passport as a valid overseas address proof. Only for EXPACTS.
• Letter from ward officer maintaining Electoral Rolls. (< 3 Months Old).
• Property Purchase agreement. < 3 Months Old. Along with positive CPV.

Signature Verification (Any One)not required if already submitted :

• Valid Passport required.
• Valid Driving licence required.
• PF cheque clearance.
• Signature verification by bank.
• PAN Card (With website validation)

Relationship Proof In case of co applicants :

• PAN Card .
• Passport.

Office Address Proof (Any One of the following) :

• VAT / Sales / Service Tax Registration Certificate
• Electricity bill < 3 Months Old.
• Telephone Bill < 3 Months Old.
• Current account statement with address. < 3 Months Old.
• Water bill < 3 Months Old.
• Professional Tax Certificate

Existence Proof (Any One) in case Office address proof is not available :

• Shop & Establishment Certificate.
• SEBI Registration Certificate.
• Sales Tax / VAT Registration Certificate.
• Factory Registration Certificate.

In case of Proprietor :

• Business profile on letter head.
• Latest 3Years Balance Sheet with all schedules
• Latest 3 Years ITR with Computation of Income
• Latest 3Years P&L A/c.
• List of Debtors & Creditors (Self & CA Attested).
• Latest 3Years Tax audit reports with form 3CD (if applicable)
• Provisional Financials(if applicable).
• Sales Tax / VAT Return(if applicable).
• Service Tax Return (if applicable).
• Last 6 months bank account stat of Current / OD-CC Accounts.

Address Proof / Proprietorship Proof (Any Two) :

• Shop & Establishment Certificate.
• Registration Certificate (Incase of registered firm).
• License Issued by registering authorities like: ICAI, ICWA, ICSI, IMA, Food and Drug Control etc.
• VAT / Sales / Service Registration / Import Export Certificate / Professional Tax (Certificate / Return).
• Letter by banker confirming the proprietorship.
• Income Tax Return.
• Processing Fees (P.F) Cheque  .

Partnership / Individual Partner :

• Business profile on letter head.
• Latest 3Years Balance Sheet with all schedules.
• Latest 3Years P&L account.
• Latest 3Years ITR with Computation of Income (Firm).
• List of Debtors & Creditors (Self & CA Attested).
• Latest 3Years Tax audit reports with form 3CD (if applicable).
• Provisional Financials (if applicable).
• Sales Tax / VAT Return(if applicable).
• Service Tax Return(if applicable).
• Last 6 months bank account statement of Current / OD-CC Accounts
• Last 6 months bank account statement of individual Savings account.
• Latest 3Years ITR with Computation of Income (Individual Partner).
• All Partnership Deeds since inception.
• Partnership Authority Letter (DB Format).
• Processing Fees Cheque.

Pvt Ltd. Co. / Individual Director :

• Business profile on letter head.
• Latest 3Years Balance Sheet with all schedules.
• Latest 3Years P&L account.
• Latest 3Years ITR with Computation of Income (Firm).
• List of Debtors & Creditors (Self & CA Attested)
• Latest 3 Years Tax audit reports with form 3CD
• Provisional Financials(if applicable)
• Sales Tax / VAT Return(if applicable)
• Service Tax Return(if applicable)
• Last 6 months bank account statement of Current / OD-CC Accounts
• Last 6 months bank account statement of individual Savings account
• Latest 3Years ITR with Computation of Income (Individual Directors)
• MOA / AOA
• Latest Shareholding Pattern on letter head of company & Certified by Chartered Accountant
• Latest list of directors on letter head of company & Certified by Chartered Accountant
• Form-32 for Appointment &Resignation of directors
• Board Resolution on Company`s Letter Head
• Business profile on letter head.
• Processing Fees Cheque.

Rental Income if any.:

• Bank statement of rent credits.
• Ownership Documents.
• Rent Agreement

Track records of your running loans,if any :

• Sanction Letter / Schedules of all running loans.
• Statement of Account / Track Record.
• Sanction Letter of OD / CC Limits.
• Bank statement of repayment account.

Self employed Professionals

• End Use Letter (For Refinance / Top-up / LAP).
• Qualification proof for Doctors / CA’s / Lawyer`s.
• Kimberly Certification in case of Diamond business.