Documents Required For Business Loan

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Identity Proof-Personal (Any One) :

  • Passport(Should be Valid).
  • Valid PAN Card .
  • Valid Driving License(Should not be expired).
  • Photograph of all the applicants.
  • Aadhar / Unique ID card.
  • Defense or any other Government Id card (With Full Name & DOB).

Residence Proof (Any One) :

  • Passport(Should be Valid).
  • Aadhar / Unique ID card.
  • Bank statement or Pass book < 3 Months Old.
  • Any Telephone Bill < 3 Months Old.
  • Any Electricity bill < 3 Months Old.
  • Any Mobile Bill < 3 Months Old.
  • Any Water Bill < 3 Months Old.
  • Any Piped gas line bill < 3 Months Old.
  • Defence or Govt Id card (Containing current address)
  • Residential Certificate issued by Municipal-Corporation. (< 3 Months Old).
  • FRRO certificate / Passport as a valid overseas address proof. Only for EXPACTS.
  • Letter from ward officer maintaining Electoral Rolls. (< 3 Months Old).
  • Property Purchase agreement. < 3 Months Old. Along with positive CPV.

Signature Verification (Any One)not required if already submitted :

  • Valid Passport required.
  • Valid Driving licence required.
  • PF cheque clearance.
  • Signature verification by bank.
  • PAN Card (With website validation)

Relationship Proof In case of co applicants :

  • PAN Card .
  • Passport.

Office Address Proof (Any One of the following) :

  • VAT / Sales / Service Tax Registration Certificate
  • Electricity bill < 3 Months Old.
  • Telephone Bill < 3 Months Old.
  • Current account statement with address. < 3 Months Old.
  • Water bill < 3 Months Old.
  • Professional Tax Certificate

Existence Proof (Any One) in case Office address proof is not available :

  • Shop & Establishment Certificate.
  • SEBI Registration Certificate.
  • Sales Tax / VAT Registration Certificate.
  • Factory Registration Certificate.

In case of Proprietor :

  • Business profile on letter head.
  • Latest 3Years Balance Sheet with all schedules
  • Latest 3 Years ITR with Computation of Income
  • Latest 3Years P&L A/c.
  • List of Debtors & Creditors (Self & CA Attested).
  • Latest 3Years Tax audit reports with form 3CD (if applicable)
  • Provisional Financials(if applicable).
  • Sales Tax / VAT Return(if applicable).
  • Service Tax Return (if applicable).
  • Last 6 months bank account stat of Current / OD-CC Accounts.

Address Proof / Proprietorship Proof (Any Two) :

  • Shop & Establishment Certificate.
  • Registration Certificate (Incase of registered firm).
  • License Issued by registering authorities like: ICAI, ICWA, ICSI, IMA, Food and Drug Control etc.
  • VAT / Sales / Service Registration / Import Export Certificate / Professional Tax (Certificate / Return).
  • Letter by banker confirming the proprietorship.
  • Income Tax Return.
  • Processing Fees (P.F) Cheque  .

Partnership / Individual Partner :

  • Business profile on letter head.
  • Latest 3Years Balance Sheet with all schedules.
  • Latest 3Years P&L account.
  • Latest 3Years ITR with Computation of Income (Firm).
  • List of Debtors & Creditors (Self & CA Attested).
  • Latest 3Years Tax audit reports with form 3CD (if applicable).
  • Provisional Financials (if applicable).
  • Sales Tax / VAT Return(if applicable).
  • Service Tax Return(if applicable).
  • Last 6 months bank account statement of Current / OD-CC Accounts
  • Last 6 months bank account statement of individual Savings account.
  • Latest 3Years ITR with Computation of Income (Individual Partner).
  • All Partnership Deeds since inception.
  • Partnership Authority Letter (DB Format).
  • Processing Fees Cheque.

Pvt Ltd. Co. / Individual Director :

  • Business profile on letter head.
  • Latest 3Years Balance Sheet with all schedules.
  • Latest 3Years P&L account.
  • Latest 3Years ITR with Computation of Income (Firm).
  • List of Debtors & Creditors (Self & CA Attested)
  • Latest 3 Years Tax audit reports with form 3CD
  • Provisional Financials(if applicable)
  • Sales Tax / VAT Return(if applicable)
  • Service Tax Return(if applicable)
  • Last 6 months bank account statement of Current / OD-CC Accounts
  • Last 6 months bank account statement of individual Savings account
  • Latest 3Years ITR with Computation of Income (Individual Directors)
  • MOA / AOA
  • Latest Shareholding Pattern on letter head of company & Certified by Chartered Accountant
  • Latest list of directors on letter head of company & Certified by Chartered Accountant
  • Form-32 for Appointment &Resignation of directors
  • Board Resolution on Company`s Letter Head
  • Business profile on letter head.
  • Processing Fees Cheque.

Rental Income if any.:

  • Bank statement of rent credits.
  • Ownership Documents.
  • Rent Agreement

Track records of your running loans,if any :

  • Sanction Letter / Schedules of all running loans.
  • Statement of Account / Track Record.
  • Sanction Letter of OD / CC Limits.
  • Bank statement of repayment account.

Self employed Professionals

  • End Use Letter (For Refinance / Top-up / LAP).
  • Qualification proof for Doctors / CA’s / Lawyer`s.
  • Kimberly Certification in case of Diamond business.

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